As used in this Disclaimer, “Hand Ponist” means Hand Ponist Horvath Smith & Rayl, LLC, an Indiana limited liability company; “Firm Web Site” means all pages under the domain handponist.com, including any subdomains, subdirectories, and subdirectories of subdomains; and You or Your refers to (a) any individual using the Firm Web Site and (b) any corporation, limited liability company, partnership, unincorporated association, business, organization, or other entity or collection of individuals on behalf of which or for the benefit of which such individual uses the Firm Web Site.

WE AT HAND PONIST ARE NOT YOUR ATTORNEYS, AND YOU ARE NOT OUR CLIENT, UNTIL WE GIVE YOU A WRITTEN AGREEMENT OR LETTER SIGNED BY A HAND PONIST ATTORNEY STATING THAT WE ARE YOU ATTORNEYS AND WE HAVE RECEIVED ANY REQUIRED ADVANCE PAYMENTS. No attorney-client relationship is established by the transmission or receipt of information on the Firm Web Site or by any communication with us by email or through the Firm Web Site.

Any information sent to Hand Ponist by Internet e-mail or through the Firm Web Site is not secure and is done so on a non-confidential basis.

The information contained in the Firm Web Site is provided for informational purposes only, and should not be construed as legal advice on any subject matter. No recipients of content from this site, clients or otherwise, should act or refrain from acting on the basis of any content included in the site without seeking advice on the particular facts and circumstances at issue from an attorney licensed in the recipient's state. The content of the Firm Web Site contains general information and may not reflect current legal developments, verdicts or settlements, and it is not guaranteed to be correct or complete. Hand Ponist expressly disclaims all liability in respect to actions taken or not taken based on any or all the contents of the Firm Web Site.

Some links within the Firm Web Site may lead to other web-sites, including those operated and maintained by third parties. Hand Ponist includes these links solely as a convenience to You, and the presence of such a link does not imply a responsibility for the linked site or an endorsement of the linked site, its operator, or its contents.

The Firm Web Site and its contents are provided "AS IS" without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

The attorneys of Hand Ponist are admitted to practice only in Indiana and not in any other jurisdiction. Hand Ponist does not wish to provide any services that would constitute the practice of law in a jurisdiction in which Hand Ponist's attorneys are not admitted to practice. Furthermore, Hand Ponist does not wish to represent anyone desiring representation based upon viewing the Firm Web Site in a state where the Firm Web Site fails to comply with all laws and ethical rules of that state.

The areas of practice described on the Firm Web Site are areas in which Hand Ponist's attorneys concentrate their practices. Hand Ponist's attorneys are not certified in any particular area of the law, and phrases such as "business lawyer" and "criminal defense attorney" are intended to indicate only areas of practice and not to imply any certification in any area of specialization.

Reproduction, distribution, republication, and/or retransmission of material contained within the Firm Web Site is prohibited unless the prior written permission of Hand Ponist has been obtained.